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Our Services

Choosing to improve and repair your bad credit is one of the most important decisions you can make. Step 1 Credit’s team of Credit Repair Experts have extensive knowledge in credit reporting, the credit bureaus and methods used by creditors which allows us to provide fast, affordable and effective service. Our proven results make us the Trusted Leader in the credit repair and report management industry. Start improving your credit today!

What We Do

The importance of improving and maintaining your credit report cannot be underestimated. Step 1 Credit is the Trusted Credit Repair Leader with proven strategies to improve your credit reports. We offer affordable, convenient, effective service with proven results. Our clients average an amazing 25 items removed across their three credit reports.
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How It Works

Step 1 Credit makes credit repair easy. We will work with you to help you order and forward your credit reports to us. You simply select the items you would like to dispute and our team of experts will do all the work. Just sit back and relax while we work on your behalf. You will receive updated results from the credit bureaus. Simply forward all correspondence to Step 1 Credit.
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Service Plans

Step 1 Credit has two service plans to choose from. Simply choose the one that fits your credit repair needs. You can start your credit repair program for as little as $59.95 per month with our Standard Program or you can choose the most popular program, the Premier Program for $79.95 per month and take advantage of the great, additional services the plan offers.
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Proven Results

Step 1 Credit is dedicated to improving helping you improve your credit. Our clients average 25 deletions across their three credit reports. Having great credit just makes so many things in life easier. Better credit improves your borrowing power and financial freedom.
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  • Testimonials

    • First I signed up and I was so please that within 45 days I was already seeing deletions off Transunion, Experian, and Equifax. My wife decided to sign up shortly after me and she had even better results than mine. First round and she already has everything deleted off her Transunion. We are so grateful to finally be taking the right steps towards buying our dream home. Thank you for all you’ve done! Can’t wait to see the next results.

      Mark and Rachel

    • Thank you for going the extra mile to make sure my credit was taken care of.

      Andrea

    • This was the easiest decision I ever made. I can’t tell you how happy I am to have gotten the car I always wanted at an amazing rate.

      Kylie

    • You are rock stars! Thank you for all your hard work on behalf of my credit. I could not have done this alone. You are true professionals.

      Jeffrey

    • Step 1 Credit seriously delivers. I can’t tell you how big of an impact improving my credit has made on my life. I am finally able to go back to school.

      Brandon

    • Wow! If you compare my credit report to when I first started to the one I just received from Equifax you wouldn’t even believe it belonged to the same person. There is no better gift you could have given me than the freedom to move into a bigger house or buy a new car. I am happier than I have been in years and I am so grateful for what you’re doing.

      Jessica

    • I’m getting approved for my grad loan! I never thought I’d be able to finish medical school but thanks to all the great work you’ve done removing negative listings my credit was easily approved.

      Aaron

    • Oh my gosh!!! I just pulled my reports and I HAD to tell you how much I appreciate what you’re doing. The proof just keeps rising with the scores. You are the BEST. Thank you so much! Keep up the great work!

      Rebecca

    • You guys are amazing! I’ve been fighting with this bank for years about bogus charges and now it’s gone! I must say I’m stunned at the results of using your company. Thank you for all your help. I will recommend you to everyone I know!

      Tina

    • Thank you Step 1 Credit for all the amazing results I’ve received since starting your program. I can’t believe how big of an improvement you’ve made on my credit score and my life. I can’t recommend you enough to anyone who needs help with their credit.

      Stephen

    • Not only did Step 1 Credit take me from a 548 to a 702, they took the time to explain the entire process and give me a better understanding of how the credit system works. It is so refreshing to work with such professionals who truly invest themselves in your case.

      Richard

    • I can’t recommend Step 1 Credit enough, I never thought I’d be able to get the home I always dreamed of. All I had to do was sit back, relax, and wait for the results to come to me. Every time I received and updated report I was shocked at how much my credit was improving within just 45 days.

      Noelle

    • Your company has improved my credit leaps and bounds, I now know ways to keep improving my credit to get that perfect score. Thank you for all you do.

      Daniel

    • Thank you for all your commitment! 60 days and I’m already up 80 points on my Transunion report. Keep up the great work!

      Michelle

    • I have sent 5 people to Step 1 Credit since signing up a month ago. They can’t stop thanking me for tipping them off to your amazing program!

      Brenda

    • Finally got my new car! I am so pleased to have worked with you all and all of your very professional associates. Thank you so much for all your help.

      Jeremy

    • Every time I speak to a representative at step 1 credit I am shocked at how wonderfully they provide customer service to their clients. All of my questions are always answered in a timely and efficient manner. Plus, every step of the way you can access your online profile to keep you up to date with your current disputes.

      Taylor

    • The last time I got my results I couldn’t help but jump up and down in my driveway I couldn’t believe that five out of my eight bad accounts had been deleted from Equifax. I can’t wait to see the other results.

      Mary

    • Your service is great! I couldn’t be happier with all the support your staff has provided me during this process. I would highly recommend you to anyone I know who’s looking to take control of their reports.

      Matthew

    • Thank you so much for getting back to me so soon. I am very happy with your services.

      Craig

    • Just a quick note to thank you for all your hard work on my case.

      Manuel

    • Thanks to YOU ALL I finally will qualify to buy a house! My entire family thanks you!

      Audra

    • I am extremely satisfied with your services. Thanks for all your commitment I can’t believe how positive my results have been. Looking forward to being able to qualify for my dream house in the near future.

      Ben

    • My fico score has gone up 120 points since starting with you. I’m so grateful that after only a few months my entire life has changed.

      Susan

    • Thanks for treating me like a valued customer and always responding to my questions in a prompt manner. You guys are the best!

      Robert

    • I am thrilled with your services. I couldn’t be happier with your help. Thank you.

      Brianna

    • I don’t know why I didn’t do this sooner. Thanks for saving my credit.

      Sean

    • I would truly like to thank you for your outstanding services. You’ve changed my life.

      Beth

    • You guys are worth every penny. I could not have done this alone, I have seen so many items removed from my credit reports it amazes me!

      Terry

    • My score is 40 points higher already just after a couple of months. Thanks for all the relentless hard work you guys have done for me, I truly appreciate it.

      Keith

    • Thank you for being such a great company. I couldn’t be happier with my results. I am looking forward to be able to get my dream car!

      Marissa

    • Your company has done everything it said it would do and I have recommended it for several people. Thank you.

      Taylor

    • My score has gone up over 100 points since beginning with you guys last year. I have nothing but amazing things to say about your company. You guys are outstanding.

      Paul

    • 8 items have been deleted on my credit reports in the last 2 months. I can’t believe how quickly I’m seeing improvements! I’ll be able to quality for that home before I know it! Keep up the good work.

      Mark

    • 8 items have been deleted on my credit reports in the last 2 months. I can’t believe how quickly I’m seeing improvements! I’ll be able to quality for that home before I know it! Keep up the good work.

      Sara

    • I have noticed a huge difference in my credit scores. You are doing wonderful!

      Jamie

    • I am so pleased with my results I get excited every time I received anything in the mail. This whole process has been so easy I would recommend it to everyone.

      Leslie

    • I can’t believe you guys got my judgment removed! I was so excited when I saw my new results and it was so much better than I could have ever expected. You guys ROCK!

      Jared

    • Step 1 Credit is the first credit repair team who actually improved my credit. I am dedicated to you and this process and can’t wait for the future.

      Emily

    • Your method works! I am proof with my score raising over 100 points since starting this process. This is the best investment I ever made, thank you so much.

      Rachel

    • I am thrilled with my new car and my new credit! You guys helped me change my life significantly, thank you!

      Ben

    • Hey, you guys are GREAT. After only a little more than one month, my score went from 514 to a 592. Thanks and please keep up the great work.

      James

    • Exceptional customer service! I can't believe it, my credit is so much better. In less than 2 months half of my negative items have been deleted. You guys have done a fantastic job, I can't thank you enough.

      Charlie

    • I have had service for about 6 months now and couldn't be happier. I can't believe I waited so long to work on my credit and I'm so glad I found Step 1 Credit. The results have been fantastic. I just refinanced my house, but I'm not done working on my credit. I want the best score I can possibly have!

      Jenna

    • Wow! My credit is looking good! Thanks to you and your team for your great work! I am really enjoying my new apartment you guys helped me get. Thanks of doing a great job and giving me great things to look forward to in the next couple of years.

      Renee

    • Here is my latest credit report. WOW! My score on two bureaus is up to a 716! WHAHOO! THANKS!

      Andrea
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  • Steps To Get Started

    Step 1: Sign Up
    Step 2: Obtain Your Credit Reports
    Step 3: Review and Dispute Process
    Step 4: Sit Back, Relax



    • View and Learn
    About Step 1 Credit

  • Consumer Credit Laws

    Fair Credit Reporting Act
    The Fair and Accurate Credit Transactions Act
    The Fair Credit Billing Act
    The Fair Debt Collection Practices Act

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