The latest news about credit repair and your credit rights.

Monthly Archives: April 2015

FICO Announces New Credit Program to Benefit Consumers with Bad Credit

4/16/2015
Recently, FICO (The consumer credit score used by more than 90% of lenders use to make lending decisions) announced a new pilot program in which the 12 largest credit card issuers in the United States would be allowed to use alternative data to identify credit worthy individuals or borrowers who would unlikely be able to obtain traditional credit Read More...

Prepare to Refinance Your Mortgage; 6 Steps to Take Before You Refinance

4/28/2015
If you are considering refinancing your home mortgage, it’s time to prepare. There are some important steps you should take to determine if refinancing is a good option for you. Read More...