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Bad Credit Car Loan

Bad Credit, no problem! We’ve have all seen the ads, “come on in, everyone is approved”, “bad credit, no problems”. What they don’t tell you is how much you will be paying for that car, auto loan if you can even get approved. 

Here are some tips for purchasing a car with bad credit. First, pull your credit reports. Knowing your credit score will give you a better chance of making good decisions without breaking the bank. Bad credit car loans can have interest rates of 18% or higher, depending on your credit score. If your score is bad, it may make sense to wait for that new car and work to improve your credit rating first so you can secure a more reasonable interest rate. 

 If your credit score is bad, it may make sense to wait for that new car and work to improve your credit rating first so you can secure a more reasonable interest rate with a smaller down payment. Step 1 Credit is the trusted credit repair leader. We have been helping our clients improve their credit and get the car, auto loans they deserve.