Credit Education

Credit is an important part of your life. You can learn about credit, knowledge is power. Your credit education is a powerful tool, the more you know about credit the more it will help you move toward achieving and maintaining a good credit rating. Take your first step today for a better credit future.

Credit Topics

Credit Report Management and credit repair is legal and it is your right under the Federal Law (and other Federal Consumer Laws). If you are like most Americans the demands on daily life make it difficult to devote time to research and understand the process of repaying your bad. Our team has extensive knowledge in credit reports, the credit bureaus, and the methods used by creditors.

Your Credit Rights

Credit Report Management and credit repair is legal and it is your right under the Federal Law (and other Federal Consumer Laws). If you are like most Americans the demands on daily life make it difficult to devote time to research and understand the process of repaying your bad. Our team has extensive knowledge in credit reports, the credit bureaus, and the methods used by creditors.

Credit Repair News and Information Center

What’s a Bad Credit Score

So you want to buy home, but you aren’t sure if you will qualify. You may not even know what is a good score and what is a bad score. Well, let’s take a look at what makes a bad credit score. Read More...

Bad Credit Refinance | Bad Credit Mortgage Loans | How to Get a Mortgage with Bad Credit | Step 1 Credit

It can happen to any of us. You run up your credit card debt on high interest credit cards, you may miss a few payments due to cut hours at work or an unexpected illness. Suddenly your credit score has dropped like a rock. Read More...

Bad Credit Rating

Do you know how fast you can get a bad credit rating? Knowing the factors that drive a credit score down, down, down, you can work to build and repair your credit. Read More...

Bad Credit Auto Loans | Get Car Loans with Bad Credit | Step 1 Credit

Bad Credit, no problem! We’ve have all seen the ads, “come on in, everyone is approved”, “bad credit, no problems”. What they don’t tell you is how much you will be paying for that car loan if you can even get approved. Read More...

How a Bad Credit Rating Affects Loan Options

Whether you call it adverse credit, bad credit, poor credit, it all means the same thing. You face an uphill battle and it may limit your loan options. A bad credit history will usually have missed payments, late payments, collections, repossessions, perhaps a bankruptcy or tax liens and judgments. Read More...